I was on the highway in Maryland when two cars were racing and one merged very fast right in front of me. I hit the brakes hard, but at the same time some car behind me to the left was merging into my lane. He clipped my rear left bumper and sent me spinning into the median. The car that hit me ran away and i didnt see it. I reported this to the police. This is not my car. Does anyone know what will happen to me? Would the car's owner's insurance cover the costs ? Am I at fault?

