I have a bit of a confusing situation.
I attended College in Virginia as an out-of-state student. During my senior year (2005-2006) I lived in a rental house in the city of Fredericksburg. The street I lived on did NOT require parking permits, but I purchased one anyway (and therefore registered my Maryland vehicle) to be able to park elsewhere. My domicile, car registration, taxes, etc were all still in Maryland.
I recently looked at my credit report and found a judgement against me from the city of Fredericksburg for $300. I called an found out that in August of 2006 (4 months after I left VA for good) I was REASSESSED a property tax for the year of 2005.
I never received any correspondence concerning this bill via mail or phone. They told me I never updated my address. I did, however, have my old rental address(which they had on file) forwarded to my home address in Maryland, as well as my car was always registered to my residence in Maryland. I don't understand how these statements did not get to me if they were sent as they claim.
This is negatively affecting both my credit and I assume my Father's, as we had joint ownership of the vehicle. I looked up the virginia tax code and technically I would not be liable for this tax if I had already paid it elsewhere, however property tax in this regard does not exist in Maryland.
My question is:
Is there any way of getting this OFF my credit report either due to the fact that I never had to register my car in the first place, or that I never had any official mailing of the taxes due? I know I can pay it and have the judgment settled, but it will still remain on my report and I'm not sure if that will still negatively affect my credit score.