I live and registered in New Jersey, but the accident happened last night in Philadelphia at about 5:00PM.
I have been turning left on the intersection, were there is no sign that I`m not alowed to turn left, so basicly i was turning left on legal left turn intersection. There was oncoming Big Van which was turning left. So i stoped before proceding, i have waited for all oncoming traffic to pass by, so than I can turn left. I started driving slowly and behind the oncoming Van, the other car dived into the right lane and when i saw it, it was to late. I hit it in the front left fender, i didnt really messed it up, only my car is pretty much damaged. I tried to negotiate with the lady in the car, but she coursed me off and called a cops...
I am 17 Years old, i have been driving since i had my permit. I drove a lot while i`ve been 16 with my dad, he thought me. And when i got my license at 17 i`ve been driving really a lot for whole year by myself as a delivery guy for pizzeria. For two years driving my Nissan Altima i havent made no scratches to it or got any single ticket. In two days, it is my birthday i was waiting for it so i can go on my own insurance, i wasnt listed on my moms insurance. Its been 3 days until Sept 21 my birthday when i got into accident.
So basicly whats gonna happene to me and my moms insurance?