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  1. #1
    Join Date
    Oct 2007
    Posts
    1

    Default Collection Notice from RJM Acquisitions After 2-1/2 Years

    Hey People,

    I am new to this forum and I am looking for some help. I had a bank account 2.5 years ago and closed it. Or atleast I thought I did.

    After 2.5 years of silence I got a letter from RJM Acquisitions LLC saying that they are my new creditor and that I owe them $200. I am a full-time student and $200 is a lot to me.

    I had not heard a peep from the bank that they are claiming I owe money to. No phone calls, no letters, nothing.

    The letter says that I have 30 days to do something about it. It also lists options saying I can pay 50% in one lump some, 70% in 4 payments, or 100% in small monthly payments. Wouldn't a creditor want 100% of the money that was owed to them? If I do nothing legal action will be taken and my credit will be affected.

    Also, I read up on my state's statute of limitations (Washington State) and it says that it is 3 years for an open account.

    What should I do?

  2. #2
    Join Date
    Jul 2006
    Location
    Ohio
    Posts
    1,126

    Default Re: Collection Notice from RJM Acquisitions After 2-1/2 Years

    Pay the bill?

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