NoCan I place a "Voluntary Repossession" on his credit report?
If you wish but you cannot take the car back AND collect on the promissory noteAm I entitled to recover any expenses and/or can I turn over the broken promissory note to a collection agency -
In most states, yes although intent often has to be proven, which you should be able to given your story.Is bouncing a check for $1000 a criminal act?
If the title has not been transferred, why do you need to transfer the title back. Simply apply for a duplicate title and destroy the old one.
Be sure all of your dealings with this guy are in writing to avoid him coming back on you later and trying to claim you stole the car back.
and yes, you should be able to recoup your banking fees but since this guy is in Bermuda, how would you wver sue him? It seems your actual costs are minimal. I would consider writing off the small amount of actual damages you do have and getting on with life, without this guy inyour circle of friends.

