Just to let all know I was stood up at the hearing they sued ,
never showed up ,,
Now I have $0 balanced
and they have 10 day to appeal ,,
but District magistrate told me to show all of the proofs that I showed her and They don't have a leg to stand on !! Also I was called by attorney Generals office and they are investigating the credit card company for illegal activities and they may go after them themselves !!