Account was closed on 3/04
by company
later they came in for settlement
but they did not comply with the terms that was agreed on !
and was adding late fees and over the limit fees and interest on every month but 1 after they closed account ! They also pulled more bolony when they were called told a stop a payment ATM check by phone several days later they still tried to collect ! of course there was a stop payment on that check so they did not get the money for that payment they still never have validated the debt which is suppose to be the law that every individual has the right to request !