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  1. #1
    Join Date
    Apr 2007
    Posts
    19

    Default General Contractor's Worker's Comp Excludes Boss

    STATE: CALIFORNIA

    I am about to sign a contract with a general contractor for a home expansion. It is a small company that will generally rely on hiring subs. He has provided proof of worker's comp, but the document says that he and his partner, who will be supervising the job, are excluded. He said that he and his partner are excluded because they aren't doing the work.

    That may protect him as a contractor, but don't I also need protection against Worker's Comp claims? Shouldn't everyone be covered?

    Thanks.

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: General Contractor's Worker's Comp Excludes Boss

    Generally, coverage for sole owners is optional, although they must insure their employees - I assume that's the exception they're claiming. If you're not comfortable with the arrangement, you have the option of working with a different contractor.

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