I am curious. What is the penalty placed upon a creditor that keeps sending notices of attempts to collect a debt with the threat that it has already been turned over to their attorney and reported to the credit bureaus?????
Can I sue for damages? I have already sent them a letter to stop and they told me it was a computer error and to give them a break in light of the loss they took! But it has been 19 months since discharge and they think because they are a credit union, they are exempt from bankruptcy laws.
Is it worth going after them?
Thanks

