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  1. #1

    Default Creditor Harassment

    I am curious. What is the penalty placed upon a creditor that keeps sending notices of attempts to collect a debt with the threat that it has already been turned over to their attorney and reported to the credit bureaus?????
    Can I sue for damages? I have already sent them a letter to stop and they told me it was a computer error and to give them a break in light of the loss they took! But it has been 19 months since discharge and they think because they are a credit union, they are exempt from bankruptcy laws.

    Is it worth going after them?

    Thanks

  2. #2
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Creditor Harassment

    What does this question have to do with bankruptcy law?

  3. #3

    Default Re: Creditor Harassment

    If a creditor has been discharged in a bankruptcy, they are not supposed to contact the debtor and "harass" them verbally or in writing. That is what the question has to do with the LAW. If they BREAK the LAW, they should be made liable. In this case, what type of punishment would they receive? The question is not hard to understand, and I wonder if the LAW says they can be made liable?

  4. #4
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Creditor Harassment

    If they were included in the bankruptcy and are in violation of the discharge order, talk to your bankruptcy lawyer about contempt proceedings.

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