My questions are?
1. Can not providing insurance coverage information after
an accident be held against them?
2. My insurance wants to assess 1 point for the accident
and another point for the injury on my Driving record.
Any suggestions to defend myself from my insurance company.
3. Would it be any help to contact an attorney more than a
month after an accident?
4. Would any attorney take this case on a contingency fee basis?
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Some bacground on the accident
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I was broadsided in the right lane on 2 lane each way (4 lanes total)
55mph highway. My vehicle was almost 90 degree to the traffic
at close to zero speed waiting to make a right turn. I was
practically a disabled vehicle due to my slow speed when I
noticed the other vehicle crashing into me at faster than 55 mph.
Due to my speed there was no way for me to move.
I have reason to believe other party had sufficient time to stop
and avoid the accident.
Both parties stated no injury to an officer that arrived on the scene
shortly. Officer at scene said that other party must have insurance
because of a recent registration date. There was significant vehicle
damage to both vehicles. My vehicle has taken more than month at
the collision repair shop and is not yet ready.
I provided insurance and contact information. Other party provided
contact information but did not have insurance on person and has
still not provided insurance information after more than a month.
When my insurance tried to contact the other party for a statement,
an attorney responded that they were hired by the client
in connection with injuries sustained in the accident. Its been
more than a month and no additional communication from the
other party or their attorney.
With gross mis-interpretations from my statements my Insurance
insists it 100 % my fault for cutting into other vehicle's lane
and causing an accident. The also state that due to an attorney
on the other party, they will never get a statement from the other
side; or get to inspect damage to the other vehicle.
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