I graduated four years ago from a private university in Ohio and the only way to continue my college education was by taking out private education loans. I am currently employed but have been in financial hardship since graduation. I recived a threatning phone call while at work stating that if I did not pay the sum which is 77k that they would garnish my wages. I have stated that I would like to repay these loans but I currently do not have any extra money to pay towards that debit. What is the SOL in Ohio? What rights do I have? Any suggestions? Currently another expense to my budget is going to threaten having a place to reside.

