This issue is due to some property I own at a "camping resort" here in Texas. Owning the land gives you rights to go camping/fishing/etc at the resort.
A number of years ago my parents signed a lot of their property over to me and my sister so that, as we got older, we could go on our own with our friends. The intent was for me to own the property and my sister to get "Spouse" rights with the resort.
The land is paid for. I have paid the maintenance and membership fees every year since becoming an owner.
In the last month my sister started getting letters and phone calls from a collection agency. Seems that the resort made a policy that required "Co-owners" to have to pay their own maintenance and membership fees. In a conversation with someone at the resort she made a threat to foreclose on our lot if we continued to refuse to pay.
My questions are:
Is it possible to foreclose on a piece of land that is paid for? For not paying fees that are paid in order to get access to the land?
Here is the excerpt from the place's Rules and Regulations:
"CO-OWNERS: Co-owners (more than one owner of a lot) can use the regular membership card and may bring in guests or can purchase Guest Cards if he/she has paid a full maintenance and water fee and will be extended the privilege of bringing in guests. Co-owners who wish to stay
on RV pads or in cabins will be charged at the regular member rate. Once maintenance and water fees are paid, the Co-owner will receive a membership card and a new account number."
I read no "shall"s in this line. It seems to me that the option to get membership benefits for a Co-owner are voluntary and the paying of the fees grants those rights. No pay= no play. Do they have any grounds to even threaten foreclosure or any other kind of action?
Is there anything I may have missed?
Thank you very much for your time,
G

