Hello Forum,
I hope that I can get some advice from you guys have visited and learn a great deal in the past 72 hours or so, my situation is that have just received a letter from a law office here in Georgia attempting to collect old cc debt transferred to collection company First Resolution, ran in too trouble and was homeless for a spell in 2000 stuff hit the fan, that said settle with one account for $6,000 grand in 11/2005 and now there are after the second account which I haven’t has in activity since 7/2003, and what shows as 2,399.00 they are asking 6,736.94 balance due and 30 days to respond to their letter, after reading around on the forum feeling that I should challenge this collection and not buckle like I did 2 years ago, what do you think? Thanks in advance the account balance 5429.00 I settled 11/2005 although they had it at 12,000?
PROVIDIAN FINANCIAL
1600887095**** Account not used. Credit limit is $2,399. Balance is $0. 07/2003
PROVIDIAN FINANCIAL
0700783110**** Account not used. Credit limit is $5,429. Balance is $0. 08/2003

