A couple of years ago, I co-signed for a car for my brother. The car has been paid off for quite some time. I received a letter from a towing company (in August) saying I owe them 1330. I spoke to my brother regarding this and he said over two years ago he had the car towed and he told the towing company they could keep the car. He said they agreed.
Now the company is saying I owe them the money for renting space for keeping the car there and they are sending me to court. I am very upset because this is the first I'm hearing about the debt and now they are suing me.
Part of my problem is, I don't know if my name is listed on the title because my brother can't find the title.
I am baffled because the car has been there for 2 years and this is the first I'm hearing about this. I received a letter in August from a collection agency and in September I'm served with papers to go to court. This is insane!!
Here are my questions:
1). Since I co-signed for the car am I liable for this debt?
2). Is my brother the person they should be going after?
3). Does the company have an obligation to send out a bill sooner than two years?
4). In this case, is the verbal agreement valid? How can this be proved in court?
5). What should be my defense in court?
6). Since I co-signed, does that mean I'm a co-owner of the car? Are
co-signers listed as owers on the title?

