Thanks so much for your quick reply Mr. Knowitall. I was planning on opening a CD through the bank in his name, payable to him when he's 16, but unfortunately I'm not able to do that or open a trust fund because I can't even cash it at this point due to it being made out in our name. If I do and the court trustee wants to be nasty about it, then they will dismiss our chapter 13 and then we're in a whole new world of trouble financially. I'm in the process of trying to get a hold of the insurance company that paid the personal injury claim to see if there's any way they can stop payment and make a new check payable to a different adult family member in order to keep our names unattached to it. Hopefully we can get this worked out. Still no answer from our attorney either. He was supposed to let us know Friday but when my husband contacted him, he conveniently had forgotten all about it. If any other suggestions please let me know. Thanks again!!!

