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  1. #1
    Join Date
    Sep 2007
    Posts
    1

    Default Bank Account Garnishment

    I found out on Monday (Sept 10) that a creditor has garnished funds in my account at the credit union and frozen my account.
    I have only $180 in the bank at the moment, but my entire paycheck could possibly go into the bank on Friday.
    I canceled the automatic payroll deposit on Tuesday but I don't know if it was done in time to prevent the Friday paycheck from going into the bank.
    Does the garnishment cover only the funds that were in the account at the time the credit union received the notice or will any funds deposited later also be frozen and seized?
    I live in Texas.

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Bank Account Garnishment

    If the account is frozen, it will remain frozen until the order is lifted. That would include a freeze on new money in the account. I would expect that the creditor would be able to garnish the deposit.

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