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  1. #1
    Join Date
    Sep 2007
    Posts
    1

    Default Does Health Insurance Cover a Dependent In Another State

    My husband is required to pay his 12-yr old son's health insurance premiums due to a divorce decree. We all currenly live in GA, but my husband and I may move to TN soon and his son will remain in GA with his mother. When my husband gets health ins through his employer in TN are we going to be able to cover his son in GA or will we have to find private insurance coverage for the child??? Hubby works for a big company which usually offers the larger carriers such as Kaiser, Aetna, Blue Cross/Blue Shield.

    THANKS for your help!!

  2. #2
    Join Date
    Jun 2006
    Location
    Arkansas
    Posts
    643

    Default Re: Does Health Insurance Cover a Dependent In Another State

    I do not think it matters as to the State in which he lives but it boils down to language in the policy itself so read the policy to make sure he would be covered. If the coverage is not there or is not to the extent that you want then you'd for sure want to look into the private insurance.

  3. #3
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Does Health Insurance Cover a Dependent In Another State

    That's exactly right. The terms of the policy determine who is a covered dependent and whether there is coverage out of state. It's an insurance contract question, not a legal question.

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