I own a house in Virginia with a former girl friend, both of our names are on the mortgage and title. We lived in the house together for four years and I moved out over two years ago. She has has paid all housing costs for the last two years. I want her to either sell or refinance the house to get me off of the mortgage. She wants to refinance the house; there is a primary and second mortgage in both of our names. I agreed to let her have all of the proceeds of a sale or refinance. She asked me to provide a Quit Claim to allow her to refinance the house. If I provide a Quit Claim for my interest in the house and she does not refinance or sell what will happen if she defaults on the loans? What should I be concerned with in this situation?

