I filed 13 to save the considerable amt of equity in my home and repay my mortgage co. and the few creditors I have. I have been in the plan for 6 months and it is scheduled to run until March '04 with a balloon payment due at that time to pay all debts. I am currently trying to sell the house to satisfy this and to recapture my equity. In addition, I do have a pre-qualified buyer that will be making an offer this week (which I would obviously accept).
Two months ago they upped my payment due to the mortgage company filing something(don't remember what exactly) and I have run into financial trouble and am behind 2 pmts (can bring current in 2 wks but judge will dismiss prior to that and the office has declined to work with me.)
I have read online that it is as if I am at square one with creditors/mortgage company. Is that correct?
What happens and what are my options after dismissal?

