Have 3 Credit Card debts totaling over $37,000. All 3 charged off 12/2001. American Express kept my account in-house, BofA and Chase sold/transferred my debt to 3rd party collectors.
I lived in California at time of debt through 3/2006. Moved to Washington state 4/2006.
Wondering if my Statute of Limitations is governed by California law or Washington law and what that SOL would be.
Was informed informally by an attorney that Washington State SOL would apply and it was 6 years. This would make sense given that American Express has been calling early morning, late at night, and even on Sundays lately as if they are trying to beat a 12/07 SOL deadline.