I'm in Mississippi, FYI.
An attorney here has been retained by Citibank to go after my mother for a balance of 18k (the debt was originally online about 13k, the rest is interest/late fees). I was listed as an allowed user on her credit card, but it was not in my name/nor did I use it. She let the credit card go and now the attorney sent her a letter threatening judgement. She sent a dispute letter in return. The problem is, they also sent one to me.
What I need to know is, what can I send to clear my name in this?
Also, how long does the attorney/credit card company have to prove she owes the debt?
Thanks in Advance.