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  1. #1
    Join Date
    Sep 2005
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    Behind a Desk
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    98,846

    Default Re: Answering a Summons for Credit Card Debt

    If they filed their lawsuit before the statute of limitations ran, that's no longer available as a a defense. Also, some Georgia courts are reportedly applying the six year contractual limitations period to credit card debts. Try raising the statute of limitations and see what happens. If you can settle the debt that's fine too, but it doesn't sound likely.

  2. #2
    Join Date
    Aug 2007
    Posts
    5

    Default Re: Answering a Summons for Credit Card Debt

    This is Probably a dumb question, but.... when I go to file the Intent to Defend, is it a form that I fill out at the court? or is it something that I need to have typed up before I go? Does it have to be notarized?

    And is the same true for filing Discovery or a Request for Production of Documents?

    Thank you for your time and help!

  3. #3
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Answering a Summons for Credit Card Debt

    Typically they're documents you prepare yourself. You can ask the court if they have any forms you can use as a basis for your pleadings. You can read Georgia's court rules here.

  4. #4
    Join Date
    Aug 2007
    Posts
    5

    Default Re: Answering a Summons for Credit Card Debt

    Thank you for your response.

    Can I file the Intent to Defend and the Request for Production of Documents at the same time?

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