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  1. #1
    Join Date
    Aug 2007
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    Default Judgement Removal After Payments Are Finished

    I was wondering if it is possible to get a judgement removed from your credit report after you have satisfied the obligation?

  2. #2
    Join Date
    Jan 2006
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    38,867

    Default Re: Judgement Removal After Payments Are Finished

    a credit report is a history of your credit. Now, would it really make sense to be able to remove such a thing from your CR?

  3. #3
    Join Date
    Sep 2005
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    98,846

    Default Re: Judgement Removal After Payments Are Finished

    I think it could be manipulated. You could enter in to an agreement with the plaintiff to vacate the judgment upon payment and, unless the court refuses to enter a stipulated order to that effect, the judgment could be rendered a nullity. Then a dispute could be made to the credit reporting agency which, if it attempted to confirm the judgment, would find that none existed. This would make settlement negotiations more complicated, though, and I imagine that many plaintiffs (especially traditional creditors or those represented by collection law firms) would resist settling on those terms.

  4. #4
    Join Date
    Jul 2006
    Location
    Ohio
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    1,094

    Default Re: Judgement Removal After Payments Are Finished

    Quote Quoting legacy7447
    View Post
    I was wondering if it is possible to get a judgement removed from your credit report after you have satisfied the obligation?
    You can request that the creditor remove the judgement from your credit report after 7 years.

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