
Quoting
Davesbroke
I will do so today. I have a few questions:
1. Am I correct in thinking that the SOL has expired, and that even if they tried I'd have that as a defense in a request for judgment.
2. Should I state that in my response, or is that just poking the beehive unnecessarily?
3. I had settled this account, then paid taxes on the charge off. Is it legal for them to come after me now, 6 years later for the charged off amount PLUS accumulated interest?
4. What's the point of settling if the company is going to do stuff like this anyway. The net result seems the same as if you just ignored them in the first place, except I'm out over 5 grand?
Don't get me wrong here. My wife made the debt, and we knew we owed it. Most of the 5k we paid were late fees and interest charges. The amount borrowed had been inflated tremendously by these fees, and we felt the settlement was more than fair. It's what happened since that I have a hard time stomaching.
Thanks for the responses.