Just got back from court and here's how I made out - I was advised to keep the careless driving ticket (2 pts) 89.00 fine as opposed to "Unsafe Driving" $135.00 fine plus $44. court fees and $250.00 accident surcharge ($429.00 all together). This was a minor parking lot fender bender with no damage to my car and minor, minor ding to other vehicle. Prosecutor advised points can be deducted with a clean record in one year (I have no points) and he said he didn't believe insurance rates would skyrocket - my insurance representation said the same - so ... think about it - I wasted an entire day in court - took off work and wound up just where I started. It is nearly impossible to fight it - I tried to say that the police officer gave me the ticket and never saw what really happened - I don't believe it was entirely my fault - and it just didn't matter. Anyway, good luck and unfortunately, it's not a good experience.

