Hello, my stepdaughter who doesnt live at my home backed into another vehicle in a store parking lot here in Michigan. She didnt have insurance at the time. She convinced the other party not to call the police and file a report. Recently she received a letter from the insurance company of the other party requesting information (her insurance company name and phone number, agent name, policy number, vehicle Identification Number, and her signature) along with a warning that if she is uninsured, there may be fines/suspension etc. She spoke to a family attorney who gave her a quick answer. The attorney suggested that she respond to the insurance company and ask for the police report number(basically fishing to she if the other party filed a report after the fact) along with the estimate to repair the other party vehicle. Personally, I am not sure if I agree with the approach as such a response would admit responsibility.
Any suggestions on how to proceed from here? Thanks