I have a serious problem. My family's house in Riverbank, California was just foreclosed on because we couldn't make the payments and just as we got set up in a rental house, my son, who is emotionally unstable and in special ed classes got in a car accident without insurance. We don't know whose fault it was, but my son claims that the driver came into his lane without signaling. The other driver says that it was my son's fault because my son sped up into him when he was signaling to change lanes and the other driver has a witness. I haven't been able to afford to make our insurance payments for the last month and I don't know what to do because our car's transmission is destroyed and the other driver claims that his bills are going to run into the four thousand mark. No one was hurt thankfully, but I can't afford to pay for the other driver's repairs, let alone my own. My son gave the police our old insurance card, but the other driver knows that we don't have insurance. We haven't actually filled out anything for the DMV, and we are still waiting for the police report, but I am confident that the report will say that it was my son's fault. My son is threatening suicide again and I need to know if the police or someone will take his mental condition into account. He shouldn't be driving to begin with, but he is out of control and steals the keys from me when I forbid him to drive. I need help before my family loses everything we have left. Please respond with your suggestions as quickly as possible.