Thanks Aaron,
We had previously filed bankruptcy due to loss of job and falling behind on payments, and in paying such high fees to the trustee we were constantly falling behind on the house payments. We then fell out of bankruptcy but really didn't wanna go the route of getting back in because we knew that going back in would only further get us behind on the house payment. So we opted to try a mortgage consultant which whom I explained that if we can't get a modification we'd like to jump back into bankruptcy to save our home, well he promised us that bankruptcy wasn't going to be necessary and that he'd get us the loan modification. Aaron, I guess I feel that we should have avoided foreclosure by our attorney explaining to the judge that our lender never attempted to work with us. My husband requested the loan modification both by phone and in writing, but got no response from the lender. The lawyer assigned to us by the consultant had this bit of information at the foreclosure appeal, but chose not to disclose or allow me to disclose it, saying the consultant wanted to use “it” for the lawsuit part of “it”. I feel that the consultant and his attorneys have lied, mislead, and deceived us from the start and are continuing to do so. I’m now being told that they are going to now sue for the house. Mind you I don’t know what any of this means, I’ve just recently started searching the web for as much information as I can find on this process and everything I’ve been told by them, because neither one of them has returned our phone calls and are always out of the office when we call.

