--Sorry so long--
Lost Home to Foreclosure and Mortgage Company and Lawyer Incompetence
We were repeatedly promised by the mortgage consulting company we hired that we would not lose our home. The consulting company has been a nightmare to deal with, we have been repeatedly promised that a step-by-step solution to our foreclosure problem, yet everything we’ve been told has taken a completely opposite turn. We have done everything required of us, even when they call us at the very last minute to do them, which they usually always do. Yet we don’t get our phone calls returned or we’re told that the head councilor is out of the office and will call us back but never does, but even before our payments are due they will put a call into us for that, whereas afterwards we don’t hear from them again until the next payment is upcoming. The lawyers’ that the consultant uses seem to not be competent at all. The first said nothing in court and told me to say nothing as he agreed to everything the eviction attorney was saying, the Judge kept asking our attorney was there anything he wanted to add, it almost sounded as if the Judge herself was pleading with my attorney to speak up on our behalf, yet he said nothing while my insides was just screaming “mention the request for a modification that the lender never responded too!” So we lost the eviction, I call into the mortgage consultants office later that day to let them know what had occurred the head consultant said “hey, I heard you won your case.” WHAT! There was no win, I was told the eviction would proceed. He again promised me this was not going to happen. He could tell how emotional I was because I repeatedly told him that I don’t want my kids to have to go through this, I remember what constantly moving felt like when I was a child, so I was very emotional about what was occurring. He again promised me this would never happen, I probably heard this would never happen about 200 or so times. Well skipping ahead, that attorney quit, and another attorney was brought on. We were scheduled for a court date, the consultant sent my husband and I to the wrong courtroom, as we’re pacing back and forward we run into the now new attorney coming out of another courtroom, so here we are having missed our court date, well not really we were there just given the wrong courtroom. And probably a good hint of something being wrong was as the eviction attorney exited the courtroom the head consultant made a run into the restroom to avoid seeing him then ducks out of the building, we still don’t know why that was. But anyway, we sit to talk to the attorney and get more lies – In short we are told that the judge has allowed him a motion to reappear because the eviction lawyer said that we were given the modification option “which was a absolute lie!” This never occurred and had we been allowed to appear in front of the judge by being given the right courtroom number by both the consulting company and attorney, I would have told this to the judge. After leaving the attorney I put a call into the consulting company, as I usually did after leaving court, to let them know what had occurred, the head consultant again assured me by saying, “everything’s fine, go home and enjoy your house.” To cut to the chase – Constables showed up the other day putting all of our things in trash bags and out in front of our yard. I still feel so humiliated and embarrassed as neighbors looked on. I use to suffer from panic attacks due to stress which had subsided, but I noticed myself repeatedly having panic attacks the very next day and so on. This has been devastating because my husband repeatedly asked the consulting company and attorney about a possible eviction and if they thought one would occur because if so he would rather have our things out instead of placed out in the street just like it had been, it was as if our worst nightmare had come true and we were totally oblivious to it, shoot my husband was getting ready to fix me breakfast in bed and walked into the living room only to find a constable peeping into our window, we were totally shocked! Because we were promised that this would never happen! Our children were out of town for the summer and have no idea that they’ll be coming back to a hotel room. And now we’re still being told what I’ve assumed are more lies, both the consulting company and attorney has said that a motion will be filled and we’ll be back in our home soon. So if anyone has any idea of what they are speaking of can you please explain to me what could possibly be done by them at this point to get us back into our home. By the way, we live in Texas. I feel like we have been so misrepresented by both the consulting company and his attorneys, what a let down. Also, is there anything that we can do to get back into our home, because at this point we seem to be the only ones we can depend and trust in. I swear I feel like a woman that has just been stabbed, raped, and left for dead.![]()
Thank You

