Thanks! Since your reply I've searched the web trying to figure out if her limited assets would be exempt. Can anyone point me to a site where I could determine which assets are exempt in Washington state?
Also, I've run across information that indicates that it is possible in some cases to have all or part of a student loan dissmissed due to hardship (It appears that this is not at all easy to do). Does anyone care to guess if it would be a possibility in her situation and how cumbersome the process?

