I am trying to help my grandmother (and mother) get their estates in order. Here are the relevant facts:
- Grandmother sold real property to John Doe. She is the mortgager.
- Grandmother received a letter from Bankruptcy Court (in California, where the property is) telling her that she cannot contact John Doe because he is in the process of filing Chapter 13. Included in the letter is a form B10 ("Official Form 10") listing her name, address, etc., along with information about John Doe.
- Grandmother does not have time / energy to pursue the matter, and quit-claims the property over to Mother.
- Grandmother also grants Mother Power of Attorney for all matters.
- Quit claim document is not recorded with the county yet (just signed).
Questions:
1. Would it be appropriate, in this case, to send a letter to John Doe's attorney (or to the bankruptcy court) stating, in essense:
"Interest in this property has been quitclaimed to (mother). See enclosed documents (copies of quit claim). Please direct all future correspondence to XXX."
2. Is the Form B10 informational, or is Mother (or Grandmother) supposed to make corrections and send it back in order to validate a claim before the deadline?
3. Is quitclaiming enough to transfer interest in the "mortgage" from Grandmother to Mother?
4. Should the Mother go to a Title company and "re-title" the property, and what affect would this have on the money still owed?
THANKS SO MUCH for your great website!

