Hi,
Does anyone know if New York state tolls (suspends) the 6 year Statute of Limitation clock on credit card debt? A collection agency who is suing me (court date scheduled for late November 2007) is claiming that I made a payment on an account that was charged off in March 2000.
The collection agency is asserting that I made a payment to a previous debt collector (the debt collector who is suing me purchased this account from a prior debt collector via assignment) on October 8, 2002; thus restarting the Statue of Limitation clock on this type of debt in New York. Is this correct? If so, would the current debt collector merely need to show their account statement as proof of payment, or must they also produce evidence such as a cancelled check? Would the producing of this account statement negate their need to provide a copy of the original credit card application containing my signature?
Thank you in advance for your assistance.

