I am in california.
More than 3 years ago April 1997. I was in a car accident I was injured. My gril friend at the time handle my accident claim (she is my x-girlfriend now). She was in law school at the time.
Now I got a call from my insurance company they said I owe them $1800 for the amount they paid for my injury 3 years ago. I don't remember any of the detail from 3 years ago. My X handled everything. She never because a lawyer.
So I called her at frist she said I have nothing to worry about because I never signed anything and I have never heard from them since this date, and I have not. And it is not the $1800 anyways. It is usually $1800 - 1/3. I have some concerns of course and had questions. At the end she said I was on my own. Akward to get legal advice from an x.
Then today. I got a call again from my insurance company. I said I don't remember things that happen 3 years ago and I was not the person handeling the case. I said can we work out something less than $1800. They said no and unless I paid the full $1800 it is going to collection. They were firm.
So my questions are. 1) If it has been 3 years ago has it been too long for them to collect, statue of limitation. 2) If it has not been to long do I owe them $1800 or $1800-1/3.
Pleased don't judge for trying to reduce the amount I may owe. I did a little research it is uaually $1800-1/3 pay back to your insurance company.