i need some advice on how to handle a certain situation regarding some
checks my deceased father left signed. i live in Illinois and he lived
in Colorado. i waited over a year to look through his items and i
found he had some personal checks from banks that were his and that were
signed by him. i knew he had some money but i did not know the exact
amount. well i deposited them into our account and after 2-3 weeks i
was informed that they had been returned. one was nsf and the others
were
closed account status. i know not to ask how long but in other cases
you may have witnessed , will i get arrested for bank fraud? it
really was unintended and i got a call from the bank fraud department and
while i was talking to her my family walked in on my conversation and i
started telling her a different story which made no
sense and i told her i would call her back after i talked to my
husband because he did not know i had done this. i called her back and left
her a message that same day (but i think she had gone for the day) i
did tell her that i wanted to tell my husband what i did because he had
no
clue on what i had done. i was going to let him know after time but they came back returned and the amount was 12,000 i really thought because it was my dads acct.and he signed them it was okay. I know you think yeah right but it is the truth. should i consult a lawyer? it was 2-3 weeks i found out they were sent back. i did go into the branch after i found out and let
them know i would need time to repay and they advised me they would
chargeoff my account and i will get a letter in the mail (which i did) and it stated to call them for payment arrangements if i could not pay all at once. i did try to make arrangements and they transfered me over to the fraud department. the account i deposited them into was our business account/ what can i do please help. i do want to cooperate with the bank fraud department but will i say something to incriminate me and my situation? should i call her back or should i let her call me. i want to do what is right and i am scared that i might go to jail. do you know anything about how banks handle these situations? any good lawyers in chicago that you know if? if this is what i need. this was on a friday and i did not get a call on sat. but should i talk to her or should i let a lawyer talk to her? how will i know if i will get charged for this? i regret this and i want to fix it i cant even sleep or eat anymore. i am really worried the police will be at my door everytime my bell rings. how can i correct this without them charging me. should i ask if i am being charged because she did say i should tell her what happened to help myself with this. i also dont want to get a lawyer if it will make me look like i intended to take the money. i really did not know how much was in the accounts i just new that when i visited him last he said he did but i only started going through his stuff the end of last year beginning of this year.
help please
my dad had three separate bank aacts and if they did not have anything he was known not to keep anything he did not use.

