In 2002, i received a payroll check from a temp agency. i cashed it at a check cashing place.
I received a letter recently stating that I owed the amount of the check plus a $1000+ fee charged by the state.
Apparently the check writer had canceled this check and issued another, which I also cashed. This collection agency stated that the check cashing company had an audit which revealed sever thousands of check fraud cases like mine and are assigned to collect the amount owed, plus a state fee. This was over 5 years ago, so dont remember the specifics...but i am an honest person and would not intentionally do something like this. However, if i had been notified that the check was returned or canceled at that time, it would have been taken care of.
I was not notified until now, over 5 years later.
Am i liable for more than the $350 check?? I understand I received the money for the check and will pay that back, however I do not think it is reasonable that I should pay $1000+ in fees.
What is the statute of limitations on check fraud like this?? Also, how can i get state fees waived???
Or should I just ignore this agency and let it go to court, since I had no bad intentions when cashing this check??
a stay at home mommy without and extra $1000