I lived in USA for 7 years during which time I accumulated a credit card/bank overdraft/credit line debt of about $25K, I was very regular in making payments till the time I was in the USA, after that I moved to Canada and could not cope up with the payments since last 3 years. Some of this debt is over 4-5 years old now and I am unable to make payments, but I still get collection calls from the collection agencies threatening to make a "decision" about me, I have never answered the phone calls and never talked to a collection agent.
What legal action can be taken against me in Canada? Can they issue a summons to me here and would I be forced to answer that?
Any Help on this matter would be appreciated.