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  1. #1
    Join Date
    Jun 2007
    Posts
    1

    Unhappy Wrong Dates And Amounts On Settlement Letter

    State: FL

    I am trying to settle with a Lawyer on a CC debt. I received a signed fax from them with the agreed upon total settlement amount ($7200). The monthly payments however were wrong (3 months instead of 6), but the collector I spoke with said they promised to send out another fax with the correct ones. Ignorantly and stupidly believing in a debt collector's word, I signed and faxed it back. I have been calling to get them to send the new fax but he keeps saying "Oh, they're working on that, it'll be on it's way shortly" etc. etc.

    Well, now the first payment is about to be drafted out of my bank account (was this also a mistake?) and the date of it will also be past the date stated on the letter that the first payment was due by. Will they be able to collect the full amount later citing the fact that the dates on the contract were not met (by about 3 days)?

    They said they mail (overnight) a check or bank draft (whatever) to my bank and then it takes a few days to process.

    Are these 2 issues something I should be worried about or am I just being paranoid??????

    ??

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Wrong Dates And Amounts On Settlement Letter

    You should have corrected the document by hand before returning it. Your guess is as good as mine as to whether they will give you six months, or hold you to the payment schedule in the written contract you approved and signed, but you have created a scenario where they can try to collect in three payments. If your breach of the contract would result in the whole amount, or a greater amount, becoming due, they could attempt to argue that your failure to follow the specified payment schedule is a breach.

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