Can someone explain to me what that means? If there are 2 cars infront of you and its a train collision.. your car is all the way to the back. There is one passenger in the car infront of you and 2 in the first car infront of the car infront of you, is this policy good for 25/50K per person or 25/50K for all three if all three sue? wish my boyfriend had never picked me up from work that day!!!!!!!!