My question involves collection proceedings in the State of: Washington

My credit report says that a credit card debt of mine has been charged off. On my report it says the account is closed but still shows the debt amount. I will also note that there are multiple charge offs under that same bank debt.

Now I am being sued. Plaintiff is shown to be the bank I opened my credit card with.

What are my options if any? Is there anything that can be done to combat this or am I lost without hope?
Needless to say I have not the money to repay.