Quote Quoting Harold99
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2) Insurance companies will often hold back their best offer until you are about to enter the courtroom which tests the fiber and resolve of your lawyer. Many times lawyers do not want to do all the work involved in a trial. In those cases the insurance company can save big money if the lawyer is bluffing about actually trying the case. They will not know that about your lawyer until the day before a court appearance. Good luck!
Most personal injury lawyers love going to trial, but you're right that there are some that run practices in which they avoid trial and take whatever settlements they can get. If the lawyer has been in practice for awhile the insurance company will know which type of lawyer he is. If he's the type willing to take good cases to trial the insurance company won't wait until the eve of trial to come up with a good offer. It will know before then what it is facing. The insurance company is paying its lawyers by the hour, after all, and the more time its lawyers spend on the case, the more it pays in fees. If it's going to have to cough up that money anyway, it's better to do it earlier and and avoid paying its lawyers the extra fees.