You don't have to defend yourself to anyone here. Nobody here has seen your injuries. Also, you were in one of the most protected areas of any street, that is a crosswalk with the 'walk sign' on. You got two black eyes, an injured leg, a concussion and a permanent facial scar. The only thing that would make the damages worse is if you were a pretty, young girl left with a scared face for life.
You have serious, visible damages...not some fake back injury. Listen to your attorney and allow him to negotiate for the highest claim he can while the insurance company will negotiate for the lowest amount they can. It's a game they've played many times before. Let them play it.
Two things to consider: The driver may have very low insurance coverage limits that will limit your compensation amount without going after the personal assets of the driver. But your lawyer will know the net worth of the driver and then you can decide if you think he should personally compensate you out of pocket. 2) Insurance companies will often hold back their best offer until you are about to enter the courtroom which tests the fiber and resolve of your lawyer. Many times lawyers do not want to do all the work involved in a trial. In those cases the insurance company can save big money if the lawyer is bluffing about actually trying the case. They will not know that about your lawyer until the day before a court appearance. Good luck!

