My question involves a consumer law issue in the State of Florida. Our 2019 Highlander is still under factory warranty. We owned it for two weeks, then the check engine light came on. Toyota says that water ingestion likely caused a bent rod, and if so, it’s an “outside influence” not covered under warranty. There is zero evidence of water intrusion, and our comprehensive insurance claim was denied as such. Toyota informed us today that a bent rod automatically results in a warranty denial, because only water or fluid intrusion causes a bent rod. It’s kind of a res ipsa theory; a bent rod speaks for itself that water intrusion occurred. Surely, that’s not enough to legally justify a refusal of warranty coverage. If challenged and given these facts, what must a dealer show to prove that engine damage was caused by an outside influence?