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  1. #1
    Join Date
    Aug 2020
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    Default Advice on Land/Deed Transfer

    My father died without a will and we filed a Letter of Administration for our mother so she could manage affairs, etc. Basically the kids had to sign off our interest in his estate, no problem. The land as well as the deed for the home is listed in both parents names. She is wanting take a home equity loan but thinks there will be an issue because he is list on the deed. Our mother is concerned and wanted to find out whats the best way to his name removed from ownership of the land as well the deed. Since she is administrator can she just transfer the deed as well as land ownership over to herself?

  2. #2
    Join Date
    Oct 2006
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    16,474

    Default Re: Advice on Land/Deed Transfer

    Quote Quoting mrbluesky
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    My father died without a will and we filed a Letter of Administration for our mother so she could manage affairs, etc. Basically the kids had to sign off our interest in his estate, no problem. The land as well as the deed for the home is listed in both parents names. She is wanting take a home equity loan but thinks there will be an issue because he is list on the deed. Our mother is concerned and wanted to find out whats the best way to his name removed from ownership of the land as well the deed. Since she is administrator can she just transfer the deed as well as land ownership over to herself?
    Most married couples own their home and the land that it stands on as joint ownership with right of survivorship. Therefore she should be able to transfer the property to just her own name without any issues. Her being administrator for her husband's estate should basically be irrelevant to the home ownership.

  3. #3
    Join Date
    Mar 2013
    Posts
    18,340

    Default Re: Advice on Land/Deed Transfer

    Quote Quoting llworking
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    Most married couples own their home and the land that it stands on as joint ownership with right of survivorship. Therefore she should be able to transfer the property to just her own name without any issues.
    Agree.

    However, if she now owns the property through right of survivorship she can probably avoid that extra step and have the new lender should be able to do it as part of the loan escrow process.

  4. #4
    Join Date
    Jul 2018
    Posts
    2,745

    Default Re: Advice on Land/Deed Transfer

    What state?

    Quote Quoting mrbluesky
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    My father died without a will and we filed a Letter of Administration for our mother so she could manage affairs, etc.
    I assume you meant that "we" (who are "we"?) filed a petition for letters of administration. Right? Letters of administration are essentially a court order, so only the court can file them. Also, why didn't your mother or her attorney file whatever it was that was filed?


    Quote Quoting mrbluesky
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    the kids had to sign off our interest in his estate
    Why did they "have to" do this?


    Quote Quoting mrbluesky
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    The land as well as the deed for the home is listed in both parents names.
    Then it's probably not part of the probate estate.


    Quote Quoting mrbluesky
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    Our mother is concerned and wanted to find out whats the best way to his name removed from ownership of the land as well the deed.
    Depends on the laws of the unidentified state where the property is located and on exactly how the deed is worded. Also, "ownership of the land" and "the deed" essentially mean the same thing. Presumably, your parents bought the property (the land and the home built on the land are not legally separate) from someone who executed a deed that said he/she granted the property "To [Mom] and [Dad], as wife and husband as joint tenants" or "as tenants by the entirety" (or something else). That deed would have been recorded with the county clerk or recorder, and that would create a record of ownership of the property. That deed will never change (i.e., you can't remove your father's name from the deed), but we can't know what needs to happen next without knowing the state and exactly what the deed says.


    Quote Quoting mrbluesky
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    Since she is administrator can she just transfer the deed as well as land ownership over to herself?
    That depends on whether the property is estate property. As noted above, it probably isn't.

    Since neither you nor your mother seem to have any idea how to handle this properly (and since you appear to be teetering on the precipice of illegally practicing law), I would strongly recommend that your mother retain the services of a probate lawyer.

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