My question involves collection proceedings in the State of: California.
I recently received a letter from a California County Recorder's office, that a Lien against me was recorded. I used to live in CA, but I've lived in Nevada for over a year.
It looks to be a debt collection, filed in 2008 against my EX boyfriend and I am named as an additional judgment debtor.
When we were together back in 2001, I co-signed a credit card application to help him re-build his credit. The credit card was approved and it had a credit limit of around $10,000. We agreed to purchase a camera he wanted for about $700. I kept the credit card, so there would be no more charges on it and he would pay it off. Months later we broke up, and he agreed to keep the camera and pay off the remaining balance. I later found out he contacted the credit card company, changed the billing address and had a new card mailed to him. He then proceeded to buy a lot of things with the card. By the time I found out about it and called to cancel the card, he had maxed out the credit.
I can still get in touch with him, but he currently lives in Japan. His Wife in in the Military and is stationed there. I'm not sure if he has a job or not.
Looking at the case on the County website, the original debt amount is $10,000. It looks like it has been re-assigned to a new creditor and now the amount owed is $41,000.
I know I co-signed for the credit card, but none of this is my debt.
How can I dispute this Lien? Do I need an attorney?
Thank you for your help!