I received a letter in the mail today from Cedars Business Services based in Calabasas, CA (I live in NYC) indicating they intend to collect a debt of $450 on behalf of Comune Di Pisa, Italy. I drove a rental vehicle in Pisa, Italy last year and allegedly committed a ZTL traffic violation (i.e., driving in restricted zone). The infraction was allegedly captured via camera.
I received a bill from rental company last year seeking payment for processing the traffic citation, which I paid. However, I never received a bill from Comune Di Pisa for the alleged infraction so I didn't think much about it.
What are my options? I recall reading somewhere that U.S. debt collectors don't have legal authority to collect debts incurred in foreign countries or on behalf of foreign companies, but not sure if that's really the case. My concern, of course, is that this will impact my credit.
Thanks in advance.