I've tried twice to reply to this but it disappears. Hope this time works!

Thanks for clear input. I think I'm satisfied that withdrawals from an IRA are not an issue because there is no longer an employer connection to concern UI, especially in my case where the base period for PUA is 2019 and my last employer was 2014.

I do wonder though, will the state be concerned, say in January, when a 1099R is filed for my 72t withdrawals? Will that trigger some kind of review where I'd be better off telling them now and clearing the air? I'm really reluctant to confess and needlessly risk months of delays (these payments go back to March and can't wait much longer), but I don't want a gut-wrenching "what if" scenario down the road when the money has already been spent.

Also, you asked why I wanted a 72t. Mine has been in place for five years and has allowed me to supplement my self-employment as a safety net. I went from a professional salary to a somewhat unpredictable dream job and was able to take the risk due to the steady payments covering my big expenses. I researched it extensively as well and found a company with experience administering them. It's very important that they report the withdrawals with the correct exception code on the 1099. So far so good. It has been a real blessing to allow me to do what I wanted to do.