Quote Quoting mc352@yahoo.com
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I am willing to hire a law firm to investigate your issue. Are you willing to pay for any legal and accounting expenses to verify this problem? Note that should you decide to have a court decide that your "administrative error" is correct, you may still be responsible for travel expenses, coronavirus, etc.
No, don't include any of that. Scammers and legitimate creditors see that kind of thing all day, every day, and know it's BS.

Just keep is simple. No proof, no owe.