I was not on the mortgage because I was quite young (22) and we were worried that it would not be approved. We were told that it would be easier for us this way. I did not have any credit issues. My credit was and is good with no major problems or any issues

Quote Quoting latigo
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Did you suddenly remember the subsequent quitclaim deed transaction? Or is it more likely that you conveniently misrepresent the nature of the acquisition of the property to hide the fact that the mortgagee would not have loaned the purchase money with you on the title?

Fini!
There is no misrepresentation. Thank you for your help and good day to you