My question involves collection proceedings in the State of: Michigan
A default Judgement for a credit card was granted back in july 2010. To this day, they have never been able to collect any payment of any kind on it, as I have had no income of my own since before this date.
A few years after this original judgement, I got married which changed my last name.
Since being married, we file jointly and I believe this plaintiff has tried almost each time to garnish our state tax refund, and each time we have to fill out the form from state that verify the income is my husbands alone.
My husbands bank account has always been in his name alone and has preferred me to be the one to pay most of the bills, so for a few years now I have had my own checking and savings account for this purpose.
I will also note for added info, that I do have current credit cards, some dating back 5 years and personal loans which the majority of my credit has a zero balance and none ever in default in anyway.
I was notified in mail of an EX PARTE MOTION AND ORDER TO RENEW CIVIL JUDGMENT that was granted a couple days back, still having my previous last name before I married.
While I know they cannot put any lien on my husbands bank, My question is, since my last name changed, if they were to identify my bank thru whatever means they do, could they put any lien on my bank account, receive funds from my bank account using the incorrect last name presuming what ever other information that has to be provided was correct?