Quote Quoting rk_grp
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I received another notice today - stating below.

Unless the amount is paid to Transformco on or before 2/5/2020, we will forward your file to RMS collection Agency. RMS will contact me directly.
I don't understand why they don't want to going through small claim court.
They are not immediately taking it to court because they know that their potential case is iffy, and they would rather just send it to a collection agency who will just harass until you hopefully (in their eyes) get tired of it and pay. Its also possible that the threat to send it to collections, is just that, a threat that they won't actually act upon.